Savings Rates

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Rates

Effective October 16, thru October 31, 2008

Account Type	Dividend	Annual Percentage Yield
Share (basic savings)*	.50%	.50%
Club*	.50%	.50%
Share Life Insurance (currently not enrolling new members)	0.00%	0.00%
IRA Share	.50%	.50%

Money Market (min. $2,500.00)
$2,500 - $9,999	1.05%	1.06%
$10,000 - $24,999	1.45%	1.46%
$25,000 - $49,999	2.12%	2.14%
$50,000 - $99,999	2.26%	2.28%
$100,000 and up	2.36%	2.39%

Belvoir Federal may offer other rates for the above accounts from time to time. Fees could reduce earnings on these accounts. Rates are in effect on the above dates, unless they fall on a holiday or weekend in which case they will be effective on the next business day. All rates subject to change without advance notice. For current information, inquire at any branch, call us.

*$50.00 minimum to earn dividends.

CUXcel (Qualifications per cycle are: eStatement with a valid email address, access to BOB at least once, Direct Deposit or ACH transaction and 15 or more Visa Check Card transactions during the qualifying period.) “Certain Restrictions Apply - Click here for qualifications”	Dividend	Annual Percentage Yield
Qualifying - $0.01 - $50.000.00	4.90%	5.01%
Qualifying - $50.000.01 and up	1.01%	1.01% - 2.97%*
Non-Qualifying - all balances	0.10%	0.10%

*Due to blend rate, APY varies, depending on balance. Increased balances have decreased yields.