Personal

Personal Loans

Belvoir Federal understands that sometimes a little extra financial assistance can be helpful! Whether you are looking to consolidate debt, pay for an emergency, or use the funds to take a grand vacation, we are here to help you. With great rates on a personal loan, your payments are even affordable.

Personal Loan
(Variable Rate)
Personal Loan – Preferred Prime
(Fixed Rate)
Borrow Amount $100 to $25,000 $5,000 to $25,000
Term Up to 84 months Up to 60 months
Current Rates Click here Click here

Share Secured Loan

A Share Secured Loan is a good idea if you are looking to build your credit or you need to make a necessary purchase but do not want to dip into your savings. With a Share Secured Loan, you can borrow against your savings account and receive a low-rate loan, while still earning interest on your deposits.

  • Make purchases without depleting your savings
  • Borrow up to the amount in your Prime Share Account at a low, variable rate
  • Continue to earn dividends on the full amount in your account
  • Secure the loan with a Share Certificate for the life of the certificate, at a low fixed rate
  • Current rates

Gold Star Line of Credit

With a Line of Credit, members are able to apply for a loan once and continually pull on the funds in their loan as they pay the loan off. Whether it is an unexpected expense, a financial emergency, or a continual cost, a Line of Credit will help cover charges beyond what you have available in Checking. Lines of Credit will also help you avoid any overdraft fees since funds can be drawn from the Line of Credit to cover insufficient funds in your checking account.

Benefits of a Gold Star Line of Credit

  • No service fee or charge
  • Never worry about bounced checks
  • Automatically be covered in the event that you overdraw your Share Draft Account1
  • Only pay interest on the amount you use from your line of credit
  • Access funds through debit card
  • Provides overdraft protection for Checking Account
  • Current Variable Rate

1 With this account, funds necessary to cover the check will be transferred from your line of credit into your account.


Computer Loan

Belvoir Federal offers a 0% APR* computer loan for students, parents, and teachers.1 Whether you are going to school, needing an updated model, surprising someone with a gift, or simply want a new computer, Belvoir Federal’s personal loan for a computer may be exactly what you need.

  • 0% APR* Computer Loan
  • Borrow up to $2,500
  • Term up to 24 months
  • Must have the new computer’s bill of sale or proof of payment

1 Parents, teachers, and students are eligible for loan amounts up to $2,500.00 with a maximum term of 24 months for the purchase of a computer. Computer loans will be underwritten using the current standards for personal loans. Students who are not able to qualify on their own will be required to have an acceptable co-signer. Borrowers are required to provide a bill of sale or proof of payment for the computer. If the computer has not been purchased at the time of application the loan proceeds check will be made payable to the borrower and the retailer. If payment has already been made, the check will be made to the borrower or the loan proceeds will be deposited to the borrower’s account.

Certain restrictions may apply. Certain qualifications must be met. Contact us for details.


Credit Builder Loan

Belvoir Federal Credit Union understands when members are just getting started and may not have the credit they need or when difficult times occur. To assist our members, in their time of need, we have put together a Credit Builder Loan.

Funds from the Credit Builder Loan are placed in a regular share account while the loan is in repayment and released as the loan balance decreases. This unique loan offers members a way to build their credit by taking a loan and establishing a reliable pattern of payment. So, whether you need assistance rebuilding or establishing your credit, Belvoir Federal is here for you.

Benefits of a Credit Builder Loan

  • Build credit as you repay the loan
  • Borrow up to $3,000
  • Fixed rate

Apply Today

Members can get started with the application process for this loan by visiting a branch, calling our Contact Center at 703.730.1800, or sending us an email.

The Credit Builder Loan is secured by the funds in your primary share savings account. The amount borrowed is “frozen” in your share account. As you make monthly payments, the amount equal to the principle paid is released in your share account and is available for access. Example: If a credit builder loan in the amount of $3,000 was taken out for the maximum 36 months at 18% APR, then the approximate monthly payment would be $108.46.