Rates

Saving Rates

1 $50.00 minimum to earn dividends. Rates effective as of March 1, 2015.

Account Type APY*
Prime Share (basic savings)1 0.05%
Club1 0.05%
IRA Share 0.05%

Money Market Rates

1 Money Market accounts require a minimum opening deposit of $2,500. Rates effective as of March 1, 2015.

Money Market1 APY*
$2,500 – $9,999 0.05%
$10,000 – $24,999 0.15%
$25,000 – $49,999 0.20%
$50,000 – $99,999 0.30%
$100,000 and up 0.35%

Checking Dividends

1 Due to blended rate, APY varies, depending on balance. Increased balances have decreased yields. Rates effective as of February 1, 2015.

To learn more about qualifying for this account, click here.

Armed Forces Checking APY*
$0.01 – $15,000.00 3.04%
$15,000.01 and up 3.04% to 0.05%1

1 Qualifications per cycle are: eStatement with a valid email address, access BOB (Belvoir Online Banking) or Mobile Banking at least once, at least one electronic Direct Deposit of $500 or more, and a minimum of 15 Debit Card purchases and/or Bill Pays (through Belvoir Federal’s online bill pay system) during the qualifying period. “Certain Restrictions Apply – Click here for qualifications.” Rates and Tiers as of February 1, 2015 and subject to change without notice. No Minimum Balance Required. Available to Personal Accounts only. A cycle is defined as beginning on the last business day of the month and continues through the next to last business day of the following month. For example, the rate that applies for the April activity will be based on the qualification cycle beginning March 31 and ending April 29. All other qualification cycles follow this same pattern of dates.

2 Due to blended rate, APY varies, depending on balance. Increased balances have decreased yields.

3 All balances that do not meet the qualifications will receive a dividend rate of 0.05% APY.*

CUXcel1 APY*
$0.01 – $15.000.00 2.53%
$15.000.01 and up 2.53% to 0.05%2
All balances3 0.05%

Belvoir Federal may offer other rates for the above accounts from time to time. Fees could reduce earnings on these accounts. Rates are in effect on the above dates, unless they fall on a holiday or weekend in which case they will be effective on the next business day. If an account is closed prior to the dividends being paid out, then the account holder forfeits the accrued dividends. All rates subject to change without advance notice. For current information, contact us.


Certificate Rates

1 Minimum balance of $1,000. Rates effective March 1, 2015.

Share and IRA Certificates1 APY*
6 Month 0.40%
12 Month 0.85%
18 Month 0.85%
24 Month 1.00%
30 Month 1.11%
36 Month 1.35%
48 Month 1.55%
60 Month 1.81%

1 Minimum balance of $500. Rate effective as of March 1, 2015.

Education IRA Share Certificates1 APY*
12 Month 0.85%

1 No minimum required; build to $500 first year, $1000 second year. Rate effective as of February 1, 2015.

Small Savers1 APY*
12 Months 2.75%

1 Under 18 years of age, $1000 max, one-year term only, one certificate per minor. Rate effective as of February 1, 2015.

Young Savers1 APY*
12 Months 5.38%

Penalty may be imposed for early withdrawals. Fees could reduce earnings on the account.

All rates subject to change without advance notice. For current information, inquire at any branch or call us.

Rates are in effect on the above dates, unless they fall on a holiday or weekend in which case they will be effective on the next business date.