Vehicle
Low Rate. Great Deal. Affordable Payment.
| Loan Type | Terms | APR |
| New Auto Loan | 1-48 months | 1.99% – 10.75%1 |
| New Auto Loan | 49-60 months | 2.89% – 10.75%1 |
| Used Auto Loan | 1-60 months | 2.89% – 10.75%1 |
| New or Used Auto Loan | 61-72 months | 4.15% – 11.00%1 |
| New or Used Auto Loan | 73-84 months | 5.15% – 14.00%1 |
| First Time Auto Buyer | 60 months2 | 13.55%3 |
NOTE: New Auto Loan is current model year or newer. Used Auto Loan is up to 4 model years old. For example, if a $12,000 loan was taken at the lowest rate of 1.99% for 48 months, the monthly payment would be $260.29.
1 The APR* shown above reflect the current minimum APR offered. The APR may be adjusted based on individual credit standing, term, loan-to-value, debt-to-income ratio, aggregate credit score, and product mix. Please contact a loan officer to determine the rate and term for which you qualify.
2 Maximum of $15,000
3 A discount of one percent 1.00% is given with a down payment of $1,500. An additional 0.25% discount is given with direct deposit.
Why Should You Apply with Belvoir Federal?
The process is simple and easy. There are no penalties for early repayment. We have competitive interest rates on all loans. Belvoir Federal provides 100% financing and fixed rates for new vehicle loans.- If you’re looking for a used auto, be sure to view cars that the credit union has for sale by clicking here
- If you’re looking for a new car, look into credit union participating dealers with the Credit Union Auto Loan Network.
Save money on your taxes when you purchase a vehicle with our Tax Wise installment loan
A Tax Wise installment loan is secured by the vehicle purchased and by a lien on your real estate property which must be in Virginia, Maryland, or the District of Columbia. Although most interest on personal loans is no longer tax deductible, interest on loans secured by your home may still be tax deductible for you.
First collateral is the automobile and second collateral will be the property (home) which must be located in Virginia, DC, or Maryland. Up to 100% of collateral (automobile) value may be financed, plus any necessary fees and costs to title the vehicle and any extended warranty or GAP coverage. Interest paid on this loan may be eligible for a tax deduction (please consult your tax advisor for more information). Automobile used as collateral can only be four years old or newer. Rates and terms based on the same repayment schedule as a New Vehicle Loan.
Boat, RV, & Motorcycle
Belvoir Federal can help you Ride The Waves with a boat loan or Hit The Road with an RV or Motorcycle loan.
| Loan Type | New or Used Recreational Vehicle |
| Term | Up to 180 months |
| Rate | 5.75% – 10.25% APR |
NOTE:* New or Used Recreational Loan is up 4 model years old. Inquire about rate discounts. The APR shown above reflect the current minimum APR offered. The APR may be adjusted based on individual credit standing, term loan-to-value, debt-to-income ratio, and aggregate credit score. Please contact a loan officer to determine the rate and term for which you qualify.
If you have any questions, please contact Javier Sanyer, Consumer Lending & Collections Manager at 703.730.1800 ext. 5181.
Don’t forget about Tax Wise Loan
- First collateral is the automobile and second collateral will be the property (home) which must be located in Virginia, DC, or Maryland. Up to 100% of collateral (automobile) value may be financed, plus any necessary fees and costs to title the vehicle and any extended warranty or GAP coverage. Interest paid on this loan may be eligible for a tax deduction (please consult your tax advisor for more information). Automobile used as collateral can only be four years old or newer. Rates and terms based on the same repayment schedule as a New Vehicle Loan.
Auto Loan Business Partners
Belvoir Federal has partnered with corporations that we believe will make a difference in your buying experience. Belvoir’s partners will work with you to ensure that you get the car you want at the price you need for the low auto loan you deserve.
Preferred Dealer Program (PDP)
Belvoir Federal Credit Union would like to introduce you to our Preferred Dealers who have partnered with your local credit union to bring you the quality service you’ve come to expect from your credit union directly at the dealership. Visit our list of dealers who have partnered with Belvoir Federal to give you our low, credit union financing rates right at the dealerships.
GEICO
Belvoir Federal members can save up to an additional 8.00% with GEICO auto insurance where eligible. Start saving money today. Click to read more…
Enterprise
Whether you are searching for a rental car or wish to purchase a car, Enterprise is here to help serve you. With our buy back policy, you can not go wrong. Click to read more…
Credit Union Auto Loan Network
Are you searching for the perfect car? Let the Credit Union Auto Loan Network (CUALN) help you find a dealer throughout the area that will work with you and your pre-approved auto loan from Belvoir Federal. Click to read more…
Validate Your Cars Value
Belvoir Federal has partnered with NADA Guides to offer our members the opportunity to price our their vehicles. Check out what your auto, motorcycle, boat, or RV is worth today.
