Checking

Earn Bonus Rates with a FREE Checking Account:

3.25% APY1* (on balances up to $15,000)
0.05% APY1* (on balances over $15,000)
Plus earn ATM Surcharge Rebates Nationwide

or earn the Base Rate of

0.05% APY1* if the requirements are not met.

To receive the bonus rates, you must meet the
following requirements for each qualification cycle:

15 Debit Card purchases cleared/posted
1 ACH (automatic) Deposit or Withdrawal cleared/posted
Receive Electronic Statements
Log in to BOB (Belvoir Online Banking) or Mobile Banking


































1 3.25% (APY) paid on balances between one penny and $15,000, and 0.05% APY paid on all amounts above $15,000 each qualification period the minimum requirements are met. For minimum requirements to be met, actions must be performed and must clear/post to the account during the qualification period. If you do not meet the requirements per qualification period, your account will still function as a free checking account earning 0.05% APY; however, it will not receive ATM refunds for that time period. For this account type, the qualification period is defined as a period beginning on the last business day of the month and continuing through the next-to-last business day of the following month. For example, the rate that applies for the dividend period beginning June 1st and ending June 30th will be based on service requirements met for the qualification period beginning May 29th and ending June 29th. All other qualification periods follow this same pattern of dates. Rates and tiers as of May 1, 2012 and subject to change without notice. No Minimum Balance Required. Available to Personal Accounts only. Free Online BillPay and Overdraft protection. No monthly service charge. This credit union is federally insured by the National Credit Union Administration.


Guiding you and your family…
while you guide us through the fight.



Providing the best for our heroes with Belvoir Federal’s Military Checking. Receive amazing benefits such as rebates, loan discounts, automatic line of credit, and so much more with our Compass Military Checking account.


The FREE Compass Checking Account offers…

2.01% APY* dividends paid on all balances
ATM surcharge fees automatically rebated
0.25% APR* discount on any new consumer loans with Belvoir Federal
Automatically qualify for a $500.00 line of credit
Get paid 25 cents for every bill paid through Belvoir’s Online Banking
Use your check card for worldwide access to your funds – for FREE
Receive free checks and unlimited check-writing privileges
No minimum to open your account
No monthly service charge
Online Banking, Mobile Banking and 24/7 phone support (BelTel)
Online Account Access and eStatements

To obtain Belvoir Federal’s Compass Checking, you must:

  • Be active duty military
  • Have your Active Duty Direct Deposit be deposited to this account1
  • Sign up to receive eStatements2
Sources: USAA.com, NavyFederal.org, PenFed.org, SunTrust.com, as of 12/24/09
With direct deposit to checking, non-line of credit consumer loans only


1 Active Duty Direct Deposit of Net Pay must post to your Active Duty Checking account within 60 days of account opening. If the Active Duty Direct Deposit stops for more than 60 days, the account converts to a free basic checking account.

2 A valid email address is required to receive notice that your eStatement is ready for your viewing and any other necessary electronic communications.

Must qualify for checking account. This account does not earn reward points for debit card usage.

Basic Checking

  • No minimum balance
  • No per-check fees
  • Free Overdraft protection from savings, money market, or a line of credit loan
  • Free Online BillPay with Belvoir Federal credit card or loan
  • Free Online Banking and Mobile Banking
  • Free BelTel 24-hour account access
  • Free debit card with no transaction fees
  • Members 25 and under with an open Belvoir Federal credit card will receive rebates on ATM surcharge fees up to $5.00 a month
  • 0.25% APR* discount on new or used car loans with direct deposit
  • $5.00 monthly service fee (waived for members with direct deposit or a loan with a balance; or those members 25 and under)
If you are a student 15 – 17 years old, you will need to complete two online courses to acquire your checking account. The first course is How to start a checking account, and the second course is How to balance a checking account, and How to use a debit card. Certain restrictions may apply.

Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account.

MasterCard Debit Card

Shop around the world and pay with your Belvoir Federal Debit card which pulls money directly from your checking account. Since your purchase is automatically debited from your checking account, you never have to write a check again!

No monthly service charge for using the Belvoir Federal Debit Card
Withdraw up to $500 cash of available funds each day
Deposit funds at Belvoir Federal branch
Make loan payments at Belvoir Federal branch
Transfer funds among your Belvoir Federal accounts

Login Now to…

MasterCard Secure Code MasterCard Marketplace



Benefits of a Belvoir Federal Debit Card:

  • Convenience – accepted anywhere MasterCard is taken, which is millions of locations worldwide
  • Easy – no need to carry around a bulky checkbook and no need to worry about checks that have not been cashed still out there
  • Safe – if you lose cash, you are out of luck. If you lose your Debit card, we can shut down access to your funds and get you a new card
  • Secure – With Zero Liability you are not responsible for unauthorized purchases.
  • Financial Control – you will see your transactions post faster through online banking and you can keep better track of how much money you have left in your checking account
  • Flexible – you can use your Debit card virtually anywhere credit cards are accepted. You may be using your card at the gas pump, the ATM and the grocery store, but don’t forget you can also use it at your favorite restaurant, the dry cleaners, doctors’ offices and even for online

Remember: Whether you are overseas or across the country, make sure you contact the credit union before traveling to ensure the uninterrupted usage of your card. We will make our Fraud Monitoring Service aware of your destination so the card is not thought to be lost or stolen. Call us today and have a safe and wonderful trip!

Overdraft Protection Member Privilege Changing your PIN
If you are a student 15 – 17 years old, you will need to complete an online course to acquire your Debit Card. Certain Restrictions may apply.
If you’re debit card is lost or stolen, please call 1.800.234.5354 and follow the prompts or members can also call the credit union at 703.730.1800.
If there is unauthorized activity with your debit card, please call the credit union at 703.730.1800.

If your address with Belvoir Federal Credit Union is not current, your ATM access may be blocked. Contact us for details.

  • *APY = Annual Percentage Yield
  • *APR = Annual Percentage Rate
  • Federally insured by the NCUA.
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